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Returning to work after retirement and/or suspending your retirement income may affect your retiree medical, dental and legal coverage. See the chart below

If you return to work and Continue retirement income Suspend retirement income
You or family members are Medicare eligible
  • If you are eligible for employee medical coverage, federal law requires that you suspend your retiree coverage and enroll as an employee; Medicare become the secondary payer; OR you can opt-out of UC-sponsored medical coverage and have Medicare coverage only.
  • If you enroll in employee medical coverage, your premium will be paid from your employee earnings and, in most cases, your premium will increase.
  • You must retain your Medicare Part B and continue to pay the premium.
  • Any medical, dental and/or legal coverage you have as a retiree stops. You may enroll as an active employee in any health and welfare plans for which you are qualified.
  • If you are eligible for employee medical coverage, federal law requires that you suspend your retiree coverage and enroll as an employee; Medicare become the secondary payer; OR you can opt-out of UC-sponsored medical coverage and have Medicare coverage only.
  • If you enroll in employee medical coverage, your premium will be paid from your employee earnings and, in most cases, your premium will increase.
  • You must retain your Medicare Part B and continue to pay the premium.
You and your family members are not Medicare eligible
  • You can continue your retiree medical, dental, and/or legal coverage or you can enroll as an employee in any health and welfare plans for which your reemployment qualifies you.
  • If you continue your retiree benefits, any premiums will continue to be deducted from your monthly retirement payments.
  • Any medical, dental and/or legal coverage you have as a retiree stops. You may enroll as an active employee in any health and welfare plans for which you are qualified.
  • If you enroll in employee medical coverage, your premium will be paid from your employee earnings and, in most cases, your premium will increase.