Although UC does not offer its own long-term care plan, a wealth of helpful information is available from many sources.
CalPERS (California Public Employees' Retirement System)
The CalPERS long-term care program is available to eligible UC employees and annuitants. You can request an application kit by calling 1-800-338-2244.
If you are interested in long-term care insurance, you may wish to call or write one or more of the following organizations:
NAIC (the National Association of Insurance Commissioners)
The NAIC offers a booklet called "A Shopper's Guide to Long-Term Care Insurance."
For a copy, write to: NAIC, 2301 McGee Street, Ste 800, Kansas City, MO 64108, or phone 1-816-783-8300. (The first booklet is free.)
State of California Department of Insurance
The Legislature requires the Insurance Commissioner to prepare a consumer rate guide for long-term care insurance annually. This guide consists of an overview of long-term care insurance, the types of benefits and policies you can buy, and a rate history of each company that sells long-term care insurance in California. You can find the "Long-term Care and History Guide" on this website, or call them for a copy (1-800-927-4357).
California Partnership for Long-Term Care
The state's Department of Health Services runs this program in cooperation with a select number of private insurance companies. These companies have agreed to offer high quality policies that must meet stringent requirements set by the Partnership and the State of California (commonly called "Partnership policies"). For information, call (916) 552-8990, or write to California Partnership for Long-Term Care, P.O. Box 942732, Sacramento, CA 94234.
HICAP (Health Insurance Counseling and Advocacy Program)
HICAP counselors provide objective information about long-term care planning, Medicare, health insurance, and other issues. Your local HICAP agency can provide you with a free copy of their long-term care booklet; their website includes other helpful information.The HICAP program was established by the California Department of Aging.
This organization provides helpful articles which you can print or order, such as "Paying for Long Term Care" and "Understanding Long Term Care Insurance". It is sponsored by the American Health Care Association and the National Center of Assisted Living.