EMPLOYEE DENTAL PLANS

UC provides dental coverage for you and your eligible family members, including a wide range of services from routine preventive care and fillings to oral surgery, dentures, bridges, and braces. You may choose from one of two plans.

Delta Dental PPO

This plan provides you and your family with the flexibility to choose any licensed dentist or specialist. Under this plan, you may choose a PPO network provider, or if you choose a Delta dentist outside the PPO network, such as a dentist in Delta Dental’s Premier network, you will be eligible for benefits as outlined in the Dental Plan Summary Plan Description. The plan pays enhanced benefits when you visit a PPO network dentist so you pay only 20 percent of the PPO dentist’s contracted fee after your deductible for such services as fillings, oral surgery, root canals and treatment of gum disease.

If you choose to visit a non-PPO Delta Dental Premier dentist, you’ll still enjoy user-friendly claims administration, cost protections and other Delta Dental advantages, plus have access to more than 23,000 dentists in the state.

Plan Changes for 2009

Coverage increased to 100 percent for pit and fissure sealants available to children at PPO dentists.

For more information:

• Delta Dental PPO Website

DeltaCare^® USA (Dental HMO; California residents only)

This plan provides you and your family with comprehensive benefits and easy referrals to specialists and even has a benefit for teeth bleaching. You must be a resident of California to enroll. The plan emphasizes preventive care, so many services are provided at no cost. There is no annual plan maximum for DeltaCare® USA. Other services are provided at modest copayments to you and there are no deductibles making this plan a very affordable option to members.

When you enroll, you can select a network dentist to provide all of your basic dental service or the plan will assign you a dentist near your home. The DeltaCare USA network consists of private practice dental facilities that have been screened by Delta Dental for quality. Throughout the year, you can change your dentist at any time by simply calling the DeltaCare Customer Service number and requesting the change.

No major plan changes for 2009

For more information:

• DeltaCare® USA Website

See also:

• Dental Plans Summary
• Dental Plan Chooser