This plan is an HMO (Health Maintenance Organization). You choose a primary care physician (PCP) who coordinates your care and refers you to specialists within your designated medical group. The plan covers only the cost of services authorized by your PCP. You pay a small copayment for prescription drugs and some services. HMOs provide coverage for services outside of your medical group only in cases of emergency.
Plan Highlights
The following medical groups and hospitals have been added to the Health Net Blue & Gold network:
The following medical groups have been removed from the Health Net Blue & Gold network:
Copayments are increasing:
The copayment for smoking cessation drugs is now $0
In-network women’s preventive services offered at no charge
| 2013 Health Net Blue & Gold HMO Plan Costs | |||||
|---|---|---|---|---|---|
| Pay Band (per annum) |
Self | Self + Child | Self + Adult | Family | |
| Under $50,000 |
Employee Cost | $25.26 | $45.47 | $101.25 | $121.45 |
| UC Contribution | 558.21 | 1,004.78 | 1,124.04 | 1,570.61 | |
| $50,001 - $98,000 | Employee Cost | $61.31 | $110.36 | $183.55 | $232.59 |
| UC Contribution | 522.16 | 939.89 | 1,041.74 | 1,459.47 | |
| $98,001 to $147,000 | Employee Cost | $98.31 | $176.96 | $257.31 | $335.95 |
| UC Contribution | 485.16 | 873.29 | 967.98 | 1,356.11 | |
| $147,001 and above | Employee Cost | $136.62 | $245.92 | $333.73 | $443.02 |
| UC Contribution | 446.85 | 804.33 | 891.56 | 1,249.04 | |