HomeHome < News Archive < Do you have enough life insurance?

[September 20, 2011]


Adequate life insurance can help you provide for your family's financial security, and UC has recently made purchasing additional life insurance easier.  In partnership with Prudential, its life insurance carrier, UC now has a simplified statement-of-health process and new tools to help you determine your life insurance needs.

UC provides at no cost to eligible employees up to $50,000 in basic life insurance or $5,000 of core life insurance, depending on your appointment type. Career employees eligible for full or mid-level benefits can purchase additional insurance through monthly payroll deduction. 

Generally, faculty and staff and their eligible spouse/domestic partner can enroll in life insurance without a statement of health during a period of eligibility, such as when first hired or when they add a family member. Outside of periods of eligibility, a statement of health is required to enroll in or increase life insurance coverage.

UC has now simplified the application process by implementing a Short Form Health Statement Questionnaire. By submitting your height, weight, and answers to four simple questions to Prudential you may be able to enroll in or add to your insurance.  You do not need to go through your benefits or payroll office to apply.  The short forms, which are unique to your UC location, are available on At Your Service. Once you submit the form, you may be approved to enroll or you may be asked to complete a long form health questionnaire.

If you're not sure how much life insurance to purchase or want more information about life insurance, you can use the new tools UC and Prudential have developed, including:

Prudential Microsite, which provides information about Prudential's life insurance products for UC employees as well as a new interactive needs calculator. 

Life Insurance Needs Calculator, a tool to help you determine how much life insurance is right for you.

You can also visit the new microsite by visiting At Your Service and selecting "Prudential Website for UC Employees" under the Quick Links.

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  • The information presented in these news archive articles may no longer be current. Please note the date when the article was first published.

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