You must be at least 50 years old and have a minimum of five years of UCRP service credit to be eligible for retirement. If you are eligible and ready to retire, you should read the Retirement Handbook [PDF], available online or from your Benefits Office. It provides a step-by-step description of the retirement process.

In addition, you will want to do the following in the year before you with to retire:

• Call your local Benefits Office to confirm retirement procedures. They may vary depending on your UC location.
• Meet with your tax advisor or financial planner. We strongly recommend that you discuss your finances with a professional who can help you establish your long- and short-range goals.
• Check your eligibility for Social Security and Medicare benefits.
• Contact past employers and, if appropriate, the military to find out whether you qualify for retirement income under their plans.
• Gather required documentation, including birth certificates and your marriage certificate, which you may need when you elect a benefit.
• Determine whether you can afford to retire.

About three months before you plan to retire, you will want to begin the retirement process.

Health Benefits for Retirees

Retirement Savings Program Options

Important Considerations

Quick Links

• Retirement Plan Benefit Estimator
• Retirement Handbook [PDF]
• UCRP Summary Plan Descriptions:
  • For Members with Social Security [PDF]
  • For Members without Social Security [PDF]
  • For Tier Two Members [PDF]
  • For Safety Members [PDF]