UC offers comprehensive retirement benefits including a traditional defined benefit plan (pension) and mandatory and voluntary defined contribution plans. Select the links below for information on the plans. You can also read "Your UCRP Benefits; Putting the Pieces Together" for an overview of the plans and how together they create your retirement picture.

The University of California Retirement Plan
The University of California Retirement Plan (UCRP) provides:

• lifetime monthly retirement income or a lump sum cashout
• disability benefits
• survivor income
• death benefits for members.
• Capital Accumulation Provision (if any)

Senior Management Supplemental Benefits Program

UC Retirement Savings Program
The UC Retirement Savings Program offers a convenient, tax-advantaged way to save for retirement. The Program consists of:

• the Defined Contribution Plan, which consists of the Pretax Account for mandatory employee contributions and the After-Tax Account for voluntary contributions and the taxable portion of rollovers from other employer plans
• the Tax-Deferred 403(b) Plan and
• the 457(b) Deferred Compensation Plan

When You Are Ready to Retire
UCRP members who have five or more years of service credit and are age 50 or older are eligible to retire.

Returning to Work After Retirement

Other Retirement and Savings Information
As a UC employee, you may be eligible for a variety of bank discount, college savings, and home loan programs.

Quick Links

• Online Beneficiary Designation
• Retirement Handbook [PDF]
• Retirement Plan Benefit Estimator
• Retirement Savings for Safe Harbor Participants
• UCRP Summary Plan Descriptions