University of California Human Resources and Benefits

Home < Health and Welfare Benefits < Legal Insurance < How the Plan Works

Call the plan directly for toll-free telephone advice.
Send the plan an e-mail.
Visit an attorney in person. You may use a Network Attorney or a nonparticipating attorney of your choice. However, if you use a nonparticipating attorney, you may be required to pay for services first and then submit a bill for reimbursement. See the chart below for the coverage limits for participating and nonparticipating attorneys.
The Law Guide and Document Library on the ARAG Legal website has a variety of updated educational legal information.

Worldwide Coverage Per Family Each Calendar Year	Network Attorney	Non-Network Attorney
Attorney Office Work
Advice, negotiation and services for matters not otherwise covered or excluded. The benefit covers such matters as: sale or purchase of a residence, problems with a landlord, administrative hearings (e.g., Social Security, Medicare, and other public benefits)	Up to 8 hours	$560
Simple wills and trusts (including Power of Attorney)^{1, 2}	Fully paid	$175
Codicils to wills, living wills^{1, 2}	Fully paid	$70
Durable Power of Attorney¹	Fully paid	$70
Domestic
Uncontested divorce (for self use only)	Fully paid	$525
Contested divorce (for self use only)	Fully paid	$700
Child support, visitation, and/or alimony in conjunction with a modification of divorce decree or a separation or annulment agreement	Fully paid	$280
Child custody/child support not in conjunction with a modification of a divorce decree or a separation or annulment agreement
• Legal services required for the creation of a child custody, child support, or visitation agreement	Fully paid	$245
• Modification/enforcement of an uncontested child custody, child support, or visitation agreement	Fully paid	$294
• Modification/enforcement of a contested child custody, child support, or visitation agreement	Fully paid	$490
Establishment of guardianship/conservatorship	Fully paid	$420
Adoption proceedings³	Fully paid	$420
Name change	Fully paid	$280
Defensive
Criminal misdemeanor defense (except traffic violations)³	Fully paid	$700
Habeas Corpus proceedings	Fully paid	$420
Juvenile court hearings—if juvenile is covered dependent	Fully paid	$490
Defense of a lawsuit for the collection of a debt based on a contract or other written instrument³	Fully paid	$630
Personal bankruptcy	Fully paid	$560
Defense of traffic matter that could lead to license suspension³	Fully paid	$350
Consumer
Consumer protection (except for disputes over real estate/construction matters)³	Fully paid	$350
IRS Coverages
IRS Collection Defense prior to trial	$1,800⁴	$1,800⁴
IRS Collection Defense Court representation at trial as a defendant	$1,200⁴	$1,200⁴
IRS Audit Advice, consultation and negotiation	$420⁴	$420⁴
Representation at IRS Audit	$900⁴	$900⁴
Major Trial Representation
Representation at trial beginning on the 4th day of trial ($400 per 1/2 day of trial time) in covered proceedings for which indemnity benefits are being provided.	Included with Covered Benefits	$100,000⁵
1 Benefits for estate planning, wills and trusts are limited to four claims per year. 2 In conjunction with this benefit, the eight hours allowed under the Attorney Office Work benefit may be used for more involved trust matters. 3 Four-day trial limitation 4 This is the annual maximum regardless of whether you are enrolled in self, self plus child(ren), self plus adult, or self plus adult plus child(ren) coverage. 5 This coverage is paid at a rate of $400 per 1/2 day of trial time.