Short-Term Disability

Supplemental Disability Plan

UCRP Disability Income

First 12 months of benefits

13+ months of benefits

Who pays premium

UC

You

You

Not applicable

What plan covers

Periods of time unable to work in regular occupation Due to pregnancy/Childbirth, disabling injury Or non-work related illness

Periods of time unable to work in your own occupation due to pregnancy/childbirth, disabling injury or illness, regardless of cause

Periods of time unable to work in any occupation due to pregnancy/childbirth, disabling injury or illness, regardless of cause

Periods of time unable to perform substantial gainful activity that earns 50% of final salary during the first 12 months. After one year of benefits, disability must prevent employment in any occupation that pays $830 per month or more.

Benefit level

Maximum of $800 per month

70% of eligible earnings¹

50% of eligible earnings¹, or up to 70% of eligible earnings, considering benefits from other income

22.5%–40% of final salary (covered compensation¹ as of disability date), based on years of service credit

Maximum time period

6 months

12 months

if age 60 or less: to age 65;²
If 60-69; lesser of 5 years or to age 70;
if age 70 or older: one year

Generally to age 65 or when retirement income equals/exceeds disability income

Covered monthly salary

Eligible earnings up to $800

Eligible earnings up to $14,286¹

Eligible earnings up to $14,286¹

UCRP covered compensation¹