[July 31, 1998]

As of June 30, participants in the Defined Contribution Plan (DC Plan) and the Tax-Deferred 403(b) Plan (403(b) Plan) with money invested in Fidelity's mutual funds may transfer (exchange) their account balances among the Fidelity funds and reallocate future Plan contributions to the funds online via Fidelity's NetBenefits website on the Internet. These online transactions may be made only by DC and 403(b) Plan participants who have submitted a written account application to Fidelity and have their Social Security number and their Fidelity Personal Identification Number (PIN) logged in Fidelity's recordkeeping system. Plan participants who invest with Fidelity should have received more information about this new feature in their quarterly statement from Fidelity in late July. For more information, participants should call one of Fidelity's Retirement Service Specialists at 1-800-343-0860.

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