In February, active UCRP members will receive their Personalized Retirement Update and Readiness Guide. The Update will:

• Project estimated income and expenses in retirement,
• Show UCRP, CAP, DC Plan, 403(b) Plan, and 457(b) Plan estimates, all in one place
• Demonstrate the effect of increasing contributions to 403(b)/457(b) Plans, and
• Compare your current investment mix to various sample investment allocations, ranging from conservative to aggressive growth.

The Personalized Retirement Update and Readiness Guide is not a statement of your plan eligibility or account status; it is an educational tool intended to help you focus on your future. After a year of dramatic volatility, you may feel uneasy about your retirement goals, your time horizon, and your tolerance for risk. These long-term considerations should guide how much you're saving and how you're invested.

If you have questions about how the Retirement Update and Readiness Guide was put together or have questions about the DC, 403(b) and/or 457(b) Plans, contact Fidelity Retirement Services at 1-866-682-7787.

For questions about UCRP and CAP, contact UC Customer Service at 1-800-888-8267.